Finance arranged around your situation
We work with several lenders and look for the one that fits your circumstances, not the one that suits us best. You get the exact terms (monthly payment, term and total cost) before you sign anything.
How we do it
- 01
You choose the car
Finance is always assessed against a specific vehicle, because the amount, the age of the car and the term all affect what each lender can offer.
- 02
You tell us your situation
Income, the kind of contract or self-employment you have, whether you are putting a deposit down, and what monthly payment genuinely feels comfortable. The clearer you are, the fewer rounds we go.
- 03
We submit it
We put the file together and send it to the lenders we work with. An answer usually comes back quickly.
- 04
You get the terms in writing
Monthly payment, term, interest and total cost. You read them in your own time and decide. If it does not convince you, nothing happens and the car is still there at the same price.
You choose the car
Finance is always assessed against a specific vehicle, because the amount, the age of the car and the term all affect what each lender can offer.
Step 1 of 4
Run your own numbers
A simulator, not an offer. Enter the price, the deposit, the term and the interest rate you have been offered, and see the monthly payment, the total interest and how the balance comes down month by month.
It starts at the median price of the cars in stock today. Change it to the car you are looking at.
We do not publish interest rates. Type the one you were given, here or anywhere else, to see what it means.
Estimated monthly payment
—
- Amount financed
- €17,400
- Total interest
- —
- Total cost, with the deposit
- —
Type the interest rate you have been offered and the payment and the balance appear here.
An estimate from the figures you enter, using constant monthly payments (French amortisation). It leaves out any opening fee, insurance and other costs, and it is not an offer or an approval of finance. The APR and the real terms are set by the lender once they have looked at your case, and we give them to you in writing before you sign.
What you will be asked for
Every lender has its own list, but in practice it is almost always this:
None of this is needed for us to give you a rough idea. It comes in once a car is chosen and you want the case looked at properly.
A valid DNI or NIE.
Proof of income: payslips if you are employed, or quarterly returns and your tax return if you are self-employed.
A recent bank statement.
If you are retired, your pension certificate.
What we can and cannot promise
We do not publish monthly payments or interest rates on this site, because they depend on the car, the amount, the term and your profile. Any generic figure here would be decoration, and you would find a different one at signing.
We can look at your case, present it well, and tell you quickly whether it works.
We can look for the combination of deposit and term that puts the payment where you need it.
We cannot guarantee approval. That decision belongs to the lender, not to us, and be wary of anyone who tells you otherwise.
Common questions about finance
Ask us on WhatsAppIt can certainly be put forward. Whether the lender approves the full amount depends on the vehicle and on your profile, and we confirm it when the case is assessed.
Yes. The early-settlement terms are in the lender's contract and we go through them with you before you sign.
Yes. They are included in the advertised price of the vehicle, however you pay for it.
Yes. We value it free and with no obligation, and its value works as the deposit, so you finance less and the payment drops.
Where would you like to start?
Tell us what you are looking for, or what you have to sell, and we will tell you straight what we can do.
Mon to Fri, 9:30–13:30 · Otherwise, by appointment